When You Have A Minimum Deposit of 10 Million
The Global 4X Loan Program is a lending structure that leverages your capital for maximum impact. It is a multiples based loan that requires the borrower to bring a minimum of €10M euros (approx $10.9M USD) to the transaction, in either cash or crypto. This serves as your "Initial Funds Deposit" and your loan is either 3 or 4 times the deposit amount.
The 1X Loan
~ designed for the forward thinking ~
When you have the cash BUT need to mitigate risk
When you have a $5M project AND you have $5M in cash, you could simply go ahead and fund your project yourself with your own capital. BUT what if you want to mitigate your risk? Then what?
In that case you could use our matching 1X Loan to finance your project. That way your project is completed with the loan funds and because the loan is secured by the project, you never have to risk any of your capital. In this way, if the project were to fail, the lender has assumed the risk and takes the loss for the project's inability to repay the loan. The funds you've pledged to the bond are never encumbered and are NOT collateral for your loan and you ALWAYS have your original $5M safe in the bond. Wait, there is more....
When you have the CRYPTO and need the Cash
That works too. Pledging $5M in crypto can generate you a loan of $5M in cash. You can still hold your crypto and pledge it to the bond to get your 1X Loan in cash. The 7% annual interest can be paid to the bondholder in either cash or crypto according to your preference. Note:this will require you to move your crypto to the bank's digital wallet to initiate the transaction. The loan structure itself operates the same whether you're pledging cash or crypto to the bond.
An Introduction to What is Possible But Not Well Known
For almost 20 years the 4X Loan has been the capital source for a wide variety of retail lenders around the world. This multiples based lending program has provided billions of dollars in capital to these lenders. In 2018, this private wealth lending platform decided to launch a new channel that would make this program available direct to projects..... That's when we got involved.
Today people look at it these programs and say “this sounds too good to be true”. We hear businessmen, lawyers, bankers and investors say; “I’ve been financing deals for 40 years and have never heard of anything like this”
Well, that is understandable, isn't it? How would the "average business person" be exposed to the workings of a private wealth lending platform in the niche market of global wholesale capital?
This is not domestic banking.
This is not a retail lender offering a conventional loan.
This is wholesale lending with a private wealth platform.