What is Your Capital Strategy?Searching for the Right Mix of Debt and Equity.
|
|
The Business' Need for Capital
|
Wholesale Debt FinancingThis loan program has privately funded billions of dollars in loans since 2005 with select partners across a wide variety of industries. Unlike traditional banks, conventional lenders or venture capitalists, this is a unique privately owned and operated wealth lending program . Forget what you know about typical banking or conventional loans, this is definitely not that.
The program has been intentionally designed to fully mitigate and remove all risk to the borrower by providing a 100% guarantee on the initial deposit. The deposit is not encumbered or collateral for the loan. It always belongs to the borrower and is returned to the originating account after the loan funds have been fully deployed. There is no better way to capitalize your company. If you've found one, please get in touch and tell us about it. |
|
Introducing the Global 4X Loan Program
Are you looking to fund your next big project or business expansion? Let us introduce you to the difference between retail and wholesale money! Being a private lender, our funder has the unique ability to finance loans that wouldn’t be considered anywhere else. If you have at least 20% of what you require in cash, the lender can provide you with a credit facility that is four times your deposit. Your 20% (initial deposit) is 100% guaranteed and remains with a 3rd party fiduciary in escrow (your funds are never under the lender’s control). The loan is spent into the project, then your money is returned as the final 20%.
Unique StructureThis program with its wholesale interest rates, its flexible repayment options, its interest only structure, coupled with the 100% safekeeping security provided by Brinks or G4S is in a league all its own. Your deposit is held in 3rd party escrow is not collateral and never under the lender’s control. The program has been purposefully designed to remove all risk from the transaction for the borrower. This lending program is best in class on the global financing market.
Below are case studies that serve as examples for why we can say, our lender can fund loans that just couldn't be done anywhere else. |
Incredible Terms
|
CANNABIS FUNDING SUCCESS STORY
Michigan Based Cannabis Grower Leverages 4X Loan Providing Their Initial Deposit In COLD HARD CASH
|
As cannabis continues to be legalized at the State level across the US, the market opportunity is exploding. However, due to the fact that Cannabis is not legalized federally significant banking and financing challenges exist across the industry amid fears their legal profits could at a future time be reclassified as "proceeds of crime". As a result, many cannabis operators are hesitant to bank their profits, instead holding onto immense amounts of cash. Leveraging large amounts of cash to access growth capital for your business is not a typical approach to commercial financing.
|
But for this cannabis grower it was the perfect answer. Using their profits (being stored in cash) they successfully leveraged the 4X loan. Our funder, being both a private lender and a problem solver figured out a way to get it done. In this unique scenario, the lender dispatched a secured armored car service to collect millions for a cash deposit for placement as the loan loss reserve. With the cash deposited in escrow, the borrower received a four times credit facility of the deposited amount. With their $20M+, they are expanding grow operations to several new states.
|
They began receiving tranches in Q4 of 2018 and now with the loan fully disbursed, the client has the loan loss reserve returned to them - which had some significant benefits of its own. Thanks to this unique program, this Michigan grower is capitalizing on their expansion plans and their business is blooming.
|
Luxury Development Success Story
MidWestern Developer Afforded A Second Opportunity at Success
|
When personal guarantees are required as part of institutional loans, occasionally the worst case scenario occurs. In the case of one Ohio developer that lost his development company and most of his personal assets through devastating bankruptcies in mid-2017, there seemed to be no possibility to rebuild previous success. Though still in possession of business plans for several $50M+ developments, bankruptcies and the terrible personal credit rating of the project owner prevented any chance of him attaining bank loans to build them. By making use of our funder's unique approach, the only collateral that needed to be pledged was the development project itself - no additional personal or corporate guarantees were necessary. With the 4X Loan Program the borrower's personal credit history became a non-issue. As long as the business plan was solid, the financing was to be made available. All that was required was for the project to find an equity partner that could contribute the initial 20% of the total budget;
|
by placing that amount in a third party escrow as the Loan Loss Reserve, the project could achieve a loan four times that amount to complete the budget. A new SPV was set up to be the owner of the project and the borrower of record, and in Q1 2019 the equity partner was secured and the development approved for financing. Despite the banks being unwilling to consider lending to the project due to the credit history of the SPV owner, our funder is providing the bulk of the financing and monthly oversight to ensure everything remains on track. This luxury development is scheduled to be completed Q3 of 2020 and this midwestern developer is bing afforded a second opportunity at success.
Our funder has the ability to finance loans that just wouldn't even be considered anywhere else... Reach out and educate yourself on what is available to your business. See what's possible. |
NEXT STEP
|
If you can confirm you have 20% for your deposit (which must be a minimum $1M USD), then download the Loan Request and the NDA forms here.
Complete both documents and send them back to us along with your business plan and pro-forma. We'll review your request and if approved we'll be back in touch with an Intent to Fund LOI. |
| ||||
email: |
loansrequest@weLLcomecapitaL.com
|
phone or whatsapp: |
416.707.5008
|
Advisory and Consulting Services
Supporting OthersBeing passionate about supporting the success of others, we are keen to help businesses get aligned so they can get where they are going. We like working with companies who value execution and owners who are committed to a culture that delivers on it's promises.
We advocate that clear communication and well identified priorities leads to superior execution. We work with entrepreneurs to strengthen them and their companies in this direction. |
AdvisoryAdvisory work is strategic and foundational
|
ConsultingConsulting assignments are more tactical and decisive
|
Have Questions?
Drop us a line and we'll respond promptly.
|
|
weLLcome capitaL consulting LLC | 30 N Gould ST. STE N. Sheridan Wyoming 82801 | info@weLLcomecapitaL.com