Introducing The 1X Lending Program
This new lending program leverages the Caprock Bond used in our flagship 4X Loan. This new program offers highly creative financing options to any forward thinking borrower who wants to leverage their capital or strategic Investment Groups (see section "For Investment Groups" below) that are able to help us facilitate more loans....
The minimum to enter the bond is the equivalent of €1,000,000 EUR.
FOR BORROWERS:
Any borrower can access a maximum loan amount that is equal to the amount they put into the bond. It is also possible to enter the bond using Crypto Currency (top 5 currencies only). This matching loan is paid out at 5% per month and is fully disbursed in 20 months. The 5% per month loan is repayable and is secured by the bond. In addition to the 5% per month loan, this program comes with a Bond Coupon of 3.5% per month. The Bond Coupon is paid by Caprock and is NOT repayable.
Here is A Typical Loan Example:
The minimum to enter the bond is the equivalent of €1,000,000 EUR.
FOR BORROWERS:
Any borrower can access a maximum loan amount that is equal to the amount they put into the bond. It is also possible to enter the bond using Crypto Currency (top 5 currencies only). This matching loan is paid out at 5% per month and is fully disbursed in 20 months. The 5% per month loan is repayable and is secured by the bond. In addition to the 5% per month loan, this program comes with a Bond Coupon of 3.5% per month. The Bond Coupon is paid by Caprock and is NOT repayable.
Here is A Typical Loan Example:
- Client wires $2M to Caprock Investment Bank
- The client receives a $2M loan paid out at 5% per month for 20 months
- 5% = $100,000 x 20 months = $2M Recourse Loan secured only by the bond
- Client receives a Bond Coupon that pays (the client) 3.5% PER MONTH against the amount in the bond at $70K monthly
- After 20 months the client has $2M loan and $1.4M from the Bond Coupon
- The loan is Interest Only at 3.5% and on a 48 month term
- The client can continue earning 3.5% PER MONTH as long as their funds remain in the Bond
The program can fund a wide variety of loans. Because the loan is secured by the bond we only require an executive summary to support our simple application form. In addition to the loan aspect, the client will need to complete Caprock's KYC form to enter the bond.
Our standard Loan Fees and Costs apply:
- 3% Lending Fee
- 3% Finder's Fee
- $25,000 to $30,000 for Closing Costs
ABOUT THE BONDCaprock Investment Bank (Caprock Pty Limited) is a $7B Global Financial and Banking Firm co-owned by “Credit Suisse” (the $1.7 Trillion-dollar Banking behemoth out of Switzerland). These bonds are issued to the borrower (client) by Caprock, with Caprock as the trustee and Guarantor of the bond. Funds are wired to Caprock for safekeeping and will be placed into an account that is set up in the name of the Borrower at Commonwealth Bank, under the corporate accounts of Caprock.
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FOR INVESTMENTS GROUPS
YOU CAN HELP US FACILITATE MORE LOANS
This program can also be leveraged by any Investment Group by entering the bond for the purpose of HELPING US FACILITATE MORE LOANS. In this scenario, the funds used to enter the bond are uncoupled from the 5% (per month) loan option and the group (providing the funds) earns the return (for enabling us to fund more loans) but the loan is not issued to them.
When the investment group "pledges” their capital to the Bond, our Lending Group is able to expand their credit line and with the extra multiple generated by the credit expansion the Lending Group can fund additional projects themselves, without ever having to put the Investment Group, as Project Investors, at any risk whatsoever. DOING THIS DOES NOT ENCUMBER THE INVESTMENT GROUP"s FUNDS IN ANY WAY. Instead, the investment group's money simply remains safe earning their return, while our Lending Group assumes 100% of the risk for the project being funded. It is the project being funded that provides their own security for their loan. The investment group is NOT involved in the project loan, but they receive a tremendous return for assisting us to facilitate additional lending opportunities.
The minimum to enter the bond is the equivalent of €1M EUR and can be positioned in either USD or cryptocurrency (the big 5 only). However, in this scenario, if the amount the Investment Group "pledges" to the bond is $10M USD (after discounting) or higher, they have the option of holding their funds, blocked in their own account. Blocked funds are discounted to 80%. For any amounts less than $10M USD and for cryptocurrency, the funds need to be moved to the bond (or Caprock's digital wallet). Both the Bank and the Bond documents will allow any group the opportunity to vet every aspect of their transaction prior to execution
If you are interested in learning more about this opportunity, please get in touch.
When the investment group "pledges” their capital to the Bond, our Lending Group is able to expand their credit line and with the extra multiple generated by the credit expansion the Lending Group can fund additional projects themselves, without ever having to put the Investment Group, as Project Investors, at any risk whatsoever. DOING THIS DOES NOT ENCUMBER THE INVESTMENT GROUP"s FUNDS IN ANY WAY. Instead, the investment group's money simply remains safe earning their return, while our Lending Group assumes 100% of the risk for the project being funded. It is the project being funded that provides their own security for their loan. The investment group is NOT involved in the project loan, but they receive a tremendous return for assisting us to facilitate additional lending opportunities.
The minimum to enter the bond is the equivalent of €1M EUR and can be positioned in either USD or cryptocurrency (the big 5 only). However, in this scenario, if the amount the Investment Group "pledges" to the bond is $10M USD (after discounting) or higher, they have the option of holding their funds, blocked in their own account. Blocked funds are discounted to 80%. For any amounts less than $10M USD and for cryptocurrency, the funds need to be moved to the bond (or Caprock's digital wallet). Both the Bank and the Bond documents will allow any group the opportunity to vet every aspect of their transaction prior to execution
If you are interested in learning more about this opportunity, please get in touch.
